WHY USE A BROKER?
With so many insurance companies in the marketplace, which one provides the best value for money and right amount of cover for you? It’s easy to be overwhelmed and take short cuts without understanding the fine print and whether the policy is in fact suited to your specific needs.
A brokers’ understanding of the insurance market means they even have the ability to negotiate competitive premiums on your behalf. They can also arrange and place your cover, and will often provide advice on how to make the most of your insurance budget.
An insurance broker can offer you:
- An audit of your specific insurance needs
- Negotiation of competitive premiums on your behalf
- Professional advice about the most suitable package
- Value for your money
- Time savings
- Proactive protection of your interests.
Under the guidance of the National Insurance Brokers Association (NIBA) and the regulations of the Financial Services Reform Bill (passed in 2001), you can be assured that your best interests are the main concern of an insurance broker.
Through ongoing professional education from the National Insurance Brokers Association (NIBA), our insurance brokers are up-to-date with the latest industry trends to provide you with quality, unbiased advice. An insurance broker will explain your policy and any special situations you need to watch out for. The broker is also obliged to advise you of the fees that will be charged for the services provided to you.